- 5 Year Term* - A level death benefit with level
premiums increasing at each 5 year renewable period. Guaranteed
renewable to age 84; convertible without proof of insurability to
permanent whole life until insured's age 65. The policy may only be
cancelled for nonpayment of premium.
- Term 4 LifeŽ* - Provides permanent type
level coverage to age 99 with premiums lower than whole life without generating cash value.
Based at issue age, premiums increase by only 4% every 4 years (averaging
1% per year increase).
- Economy Whole Life* - A level death benefit,
level premium, cash value developing permanent whole life policy.
Premiums are indeterminate after the first year, the company intends to
charge the current rate in subsequent years.
- 20 Pay Whole Life - A level death benefit
permanent whole life policy fully payable in 20 years, premiums are
- Other Plans Available - Germania also offers
other plans of coverage designed to fit most everyone's needs.
- 10 Year Renewable Term
- 20 Year Level Term
- 30 Year Level Term
- 10 Pay Whole Life
- Juvenile 10 Pay Whole Life
- Modified Whole Life
- Senior Whole Life
- Single Premium Whole Life
- Decreasing Term Plans